Privacy Policy

Welcome to Omnia Insurance Group ("the Website"). Your privacy is very important to us, and we are committed to protecting the personal information you share with us when using our services. This Privacy Policy explains what information we collect, how we use it, and how we protect your data. By accessing or using the Website, you agree to the terms outlined in this policy.

Information We Collect

We collect the following types of information when you interact with our Website:

Information You Provide: When you fill out forms, sign up for newsletters, or make inquiries, we may collect personal details such as your name, email address, phone number, and other contact information.

Website Usage Data: We collect non-personal data through automated tools such as Google Analytics. This data includes your IP address, browser type, device information, and browsing activity, which help us enhance your experience on our Website. This information is anonymous and not linked to any individual.

How We Use Your Information

We use your information for the following purposes:

To Process Transactions: Your information may be used to fulfill the services or products you request. We do not share, sell, or trade your information without your consent.

To Send Communication: We may use your email address to respond to inquiries, provide requested information, and send updates related to your interests.

To Send Marketing Communications: We may use your phone number for sending marketing text messages regarding updates or offers related to our services. You can opt out of these messages at any time by texting "STOP."

How We Protect Your Information

We implement industry-standard security measures to protect your personal information during its collection and transmission. Although no system is entirely secure, we strive to ensure your data remains protected.

Information Disclosure to Third Parties

We do not sell, trade, or otherwise transfer your personal information to third parties. However, we may share your information with trusted service providers who assist us in operating the Website and delivering services to you. These third parties are obligated to keep your information confidential.

We may also disclose your information when required by law or to protect our rights, property, or safety.

Third-Party Links and Services

Our Website may contain links to third-party sites. These sites have their own privacy policies, and we are not responsible for their content or activities. Please review their privacy policies before interacting with those sites.

Remarketing

We may use third-party vendors, including Google, to show ads to previous visitors. These ads help remind users of our services and offer special promotions. This remarketing does not involve the collection of personally identifiable information.

A2P Compliance

We comply with applicable regulations, including the Telephone Consumer Protection Act (TCPA) and other applicable laws related to Automated Text Messaging (A2P). By providing your phone number, you agree to receive communications from us via automated methods (including text messages). You may opt out at any time by texting "STOP."

Children’s Online Privacy Protection Act (COPPA) Compliance

We comply with COPPA and do not collect personal information from anyone under 13 years of age. Our services are intended for users who are at least 13 years old.

Personal, Financial, and Property Information

If you are submitting information such as contact details, rest assured that this information is used solely for your specific request. We do not share this information with third parties unless necessary to provide services to you.

Online Privacy Policy Only

This privacy policy applies only to information collected through our Website and does not cover information collected offline or via other channels.

Changes to Our Privacy Policy

We may update our privacy policy from time to time. Any changes will be posted on this page with an updated "Effective Date."

Contacting Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

Omnia Insurance Group
15985 Preserve Marketplace Blvd #1085
Odessa, FL 33556
Email: [email protected]

Data

In using the Service, you acknowledge that we and/or our third party partners are authorized to

copy and store such data for backup purposes and to access same to extent necessary for

support purposes. You agree to comply with all data privacy and other laws with regard to the

data we store for you. You shall defend and indemnify us for any claim, costs or damages that

may arise from your breach of your obligations set forth in this Agreement. In the event we are

served with legal process to turn over your data, unless prohibited by law, we shall endeavor to

provide you advance notice before turning over said data.

Information Collected

The Software that runs the Service (the “Omnia Insurance Group SaaS”), may collect certain

non-personally identifiable information on your computer, including, but not limited to

performance metrics, and configuration settings. This information collected will be sent to Omnia

Insurance Group and may be used by Omnia Insurance Group to improve our Service.

Credit Card Charges and Credit Card Fraud Penalties

User warrants that he or she is over 18 years of age and is of legal age to enter into contractual

agreements in the state in which User is present when User makes this purchase, and is the

true and authorized owner of the credit card used to make this purchase. User’s violation of any

of these requirements may result in civil or criminal prosecution. Any fraudulent usage of User’s

own credit card, against Omnia Insurance Group, authorizes Omnia Insurance Group’s contact

with User’s credit card companies in order to ascertain information related to such fraud. User

agrees that if he or she uses fraudulent means to receive more than one refund or if causes a

fraudulent dispute claim that results in a chargeback against the Omnia Insurance Group’s

account, that the Omnia Insurance Group is authorized to re-charge the User’s credit card that

was used for the original purchase to the extent that will make the Omnia Insurance Group

whole. User may also be liable for additional damages.

Modification of Service/Agreement

There are times when Omnia Insurance Group may modify, suspend or discontinue providing

the Service. Unless prohibited by judicial or other similar order, Omnia Insurance Group will

notify you of any modification, suspension, or discontinuance of the Service, either by sending

an email to the email address you provide with your registration, notifying you in your Podio

workspaces, or by a posting on the OmniaInsuranceGroup.com website. Omnia Insurance

Group may modify this Agreement and the amendments will be effective upon acceptance of

registration for new users and will be effective for you 30 days after we post any amended terms

on the OmniaInsuranceGroup.com website. If you do not agree to the changes, you will have to

terminate your account at that time.

Rights to Software and Service

The Omnia Insurance Group is owned exclusively by Omnia Insurance Group or is licensed to

Omnia Insurance Group by our third party partners. You may not sell or distribute the Omnia

Insurance Group SaaS or Service to anyone else. Your registration for the Service grants you a

non-exclusive, non-transferable, non-sublicensable license to install and execute one (1) copy

of the Omnia Insurance Group’s software (in executable code form only), only on a single

computer and only for the purpose of accessing and using the Service. Except for the limited

license granted in this Agreement, all rights in and to the software and Service are expressly

reserved, and no implied licenses are granted by Omnia Insurance Group.

The software offered as part of the Service and its structure, organization, source code, and

documentation contains valuable trade secrets of Omnia Insurance Group and its licensors,

and, accordingly, you agree not to (and agree not to allow third parties to): (1) sublicense, lease,

rent, loan, transfer or distribute the software and/or Service, or any derivative thereof, to any

third party; (2) modify, adapt, translate, or prepare derivative works from the software or Service;

(3) decompile, reverse engineer, disassemble or otherwise attempt to derive source code from

the software or Service; (4) extract portions of the software’s files for use in other applications;

or (5) remove, obscure or alter Omnia Insurance Group’s, or any third party’s, trademarks,

copyright or other proprietary rights notices affixed to, contained within or accessed in

conjunction with, or through, the software or Service.

Termination of Agreement

You may terminate your Service at any time by extracting your data and contacting Omnia

Insurance Group support at [email protected]

Your rights to use the Service shall automatically terminate upon your breach of the terms and

conditions of this Agreement. Omnia Insurance Group may refuse, or discontinue participation

of, any user at any time at its sole discretion.

When the Service is terminated, you will no longer have access to your data; however, if the

termination of service is for any reason other than due to your breach, we shall endeavor to

make your data available for you to download for a period of thirty (30) days before removing

your workspace from the system. Thereafter, Omnia Insurance Group has no obligation to

provide you with a copy of your data and may remove and discard any data.

Refunds

All sales are final with a NO REFUND policy.

Limitation of Liability

THE SOFTWARE AND SERVICE AND ANY THIRD PARTY SOFTWARE AND SERVICES ARE

PROVIDED “AS IS,” WITH NO WARRANTIES WHATSOEVER. OMNNIA INSURANCE GROUP

AND SUCH THIRD PARTIES EXPRESSLY DISCLAIM TO THE FULLEST EXTENT

PERMITTED BY LAW ALL EXPRESS, IMPLIED, AND STATUTORY WARRANTIES,

INCLUDING, WITHOUT LIMITATION, THE WARRANTIES OF MERCHANTABILITY, FITNESS

FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT OF PROPRIETARY

RIGHTS AND ANY WARRANTIES REGARDING THE SECURITY, RELIABILITY, TIMELINESS,

AND PERFORMANCE OF THE SOFTWARE OR SERVICE AND SUCH THIRD PARTY

SOFTWARE OR SERVICES.

YOU UNDERSTAND AND AGREE THAT YOU DOWNLOAD, AND/OR USE THE SOFTWARE

AND SERVICE (AND ALL THIRD-PARTY SOFTWARE OR SERVICES MADE AVAILABLE IN

CONJUNCTION WITH OR THROUGH THE SOFTWARE OR SERVICE) AT YOUR OWN

DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY

DAMAGES TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE

DOWNLOAD OR USE OF THE SOFTWARE OR SERVICE AND SUCH THIRD PARTY

SOFTWARE AND SERVICES.

UNDER NO CIRCUMSTANCES SHALL OMNNIA INSURANCE GROUP, OR ITS SUPPLIERS,

OMNNIA INSURANCE GROUP, PARTNERS OR THEIR RESPECTIVE AFFILIATES BE

LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR

PUNITIVE DAMAGES ARISING FROM OR RELATED TO THE SOFTWARE OR SERVICE,

WHETHER SUCH CLAIM IS BASED ON WARRANTY, CONTRACT, TORT (INCLUDING

NEGLIGENCE) OR OTHERWISE (EVEN IF OMNNIA INSURANCE GROUP HAS BEEN

ADVISED OF THE POSSIBILITY OF SUCH DAMAGES).

WITHOUT LIMITING THE FOREGOING, THE TOTAL AGGREGATE LIABILITY OF OMNNIA

INSURANCE GROUP, AND ITS SUPPLIERS, OMNNIA INSURANCE GROUP, PARTNERS

AND THEIR RESPECTIVE AFFILIATES, ARISING FROM OR RELATED TO THIS

AGREEMENT SHALL NOT EXCEED THE AMOUNT, IF ANY, PAID BY YOU TO OMNNIA

INSURANCE GROUP FOR THE SOFTWARE OR SERVICES. IF THE SOFTWARE AND

SERVICES ARE PROVIDED WITHOUT CHARGE, THEN OMNNIA INSURANCE GROUP AND

ITS SUPPLIERS SHALL HAVE NO LIABILITY TO YOU WHATSOEVER.

THE FOREGOING LIMITATIONS OF LIABILITY SHALL APPLY WHETHER THE DAMAGES

ARISE FROM USE OR MISUSE OF, AND RELIANCE ON, THE SOFTWARE OR SERVICE,

FROM INABILITY TO USE THE SOFTWARE OR SERVICE, OR FROM THE INTERRUPTION,

SUSPENSION, OR TERMINATION OF THE SOFTWARE OR SERVICE (INCLUDING SUCH

DAMAGES INCURRED BY THIRD PARTIES). SUCH LIMITATION SHALL APPLY,

NOTWITHSTANDING A FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY, TO

THE FULLEST EXTENT PERMITTED BY LAW.

SOME STATES OR OTHER JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF

IMPLIED WARRANTIES OR LIMITATION OF LIABILITY FOR INCIDENTAL,

CONSEQUENTIAL, OR DIRECT DAMAGES, SO THE ABOVE LIMITATIONS AND

EXCLUSIONS MAY NOT APPLY TO YOU.

Assignments

You may not assign or transfer any of your rights or obligations under this Agreement to a third

party without the prior written consent of Omnia Insurance Group. Omnia Insurance Group may

freely assign this Agreement. Any attempted assignment or transfer in violation of the foregoing

will be void from the beginning.

Disputes

This Agreement, and the rights and obligations of the parties hereunder, are to be governed by,

construed and interpreted in accordance with the laws of the State of Wisconsin applicable to

contracts made and to be performed wholly within Wisconsin, without regard to choice or conflict

of laws rules. All disputes shall be adjudicated solely in the courts located in Walworth County,

Wisconsin and you agree to the personal and exclusive jurisdiction and venue of these courts.

Any judgment shall be given full faith and credit in any other jurisdiction in the world.

Miscellaneous

The failure of Omnia Insurance Group to exercise or enforce any right or provision of this

Agreement does not constitute a waiver of such right or provision. If, for any reason, a court of

competent jurisdiction finds any provision or portion of this Agreement to be unenforceable, the

remainder of this Agreement will continue in full force and effect.

This Agreement constitutes the entire agreement between the parties with respect to the subject

matter hereof and supersedes and replaces all prior or contemporaneous understandings or

agreements, written or oral, regarding such subject matter. Any waiver of any provision of this

Agreement will be effective only if in writing and signed by Omnia Insurance Group.

By submitting your phone number through our web form and checking the consent box, you

agree to receive SMS messages from Omnia Insurance Group regarding your inquiry,

appointment scheduling, and relevant offers. Consent is not a condition of purchase. You can

opt out of SMS communications at any time by replying ‘STOP’ to any message. You will receive

a confirmation message, and no further SMS messages will be sent unless you opt back in.

Message frequency varies. Standard message and data rates may apply depending on your

mobile carrier.

Contact

Users with questions about this Agreement may contact Omnia Insurance Group as follows:

Omnia Insurance Group

15985 Preserve Marketplace Blvd #1085

Odessa, FL 33556

Email: [email protected]